06 August 2025
Report: UK Mortgage Arrears Fall 4.4%
First Drop in UK Arrearrs Rate Since Q3 2022 Report summary: Data from Q2 2025 shows that arrears in Pepper Advantage’s UK mortgage portfolio have dropped for the first time since Q3 2022. The overall arrears rate fell 4.4%, driven by a 4.7% decline in the residential arrears rate. Direct debit rejections also fell 5.1% in Q2, marking the first quarter that both metrics have fallen since the COVID-19 pandemic.
Discover the full report here
