Global Credit Intelligence

 

Pepper Advantage is a global credit intelligence provider that accelerates its clients’ business growth ambitions with innovative data and analytics.

 

We have a can-do tech-enabled focus that puts our clients and their customers first, and we always push for the best solution, whatever financial journey people are on.

United Kingdom

About us

 

We work across multiple asset classes and product lines, including real estate, loans, credit cards, asset management and point of sale. Currently we operate out of nine jurisdictions, with over 1,200 skilled employees representing more than 45 nationalities.

Our current management team has been in place from the outset and has driven material AUM growth to US$51.9 billion. Over time, Pepper Advantage has built a strong reputation for succeeding in complex regulated markets and has developed excellent industry contacts.

Our business in numbers

 

As at 30 June 2022
Assets under management (USD)
51.9bn
51.9bn
Institutional clients
70
70
Funding transactions
80+
80+
Borrowers serviced
876,100
876,100
Countries
9
9
Asset classes
12
12
Employees
1200
1200

Building tech capabilities

We’re investing heavily in our scalable IT structure, providing diverse asset class coverage, including comprehensive API integrations to multiple lenders and retailers, fully integrated workflow and CRM systems and cloud-based data warehousing.

 

We’re about to launch our game-changing Credit Intelligence platform – a data and analytics hub that adapts to your business needs, transforming real-time global data and analytics into valuable information so that you can make insight-driven decisions to benefit your business and your customers’ financial experiences.

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Who we help

 

Our clients range from some of the most established and recognised incumbents
in the world to new challengers and fintechs. We service private equity and institutional investors, hedge funds, major banks, property developers, fintechs, non-bank lenders and retailers.

Investree
Bank of India
Citigroup
LendInvest
Molo Finance
Keystone
Shopee
SME Finance Indonesia
NatWest Group
Akulaku

Our locations

We have over 70 clients throughout Japan, China, Indonesia, Thailand, India, Greece, Spain, Ireland and the UK. We are market leaders in the UK and Ireland and are growing other European profiles, and we’re well positioned to take full advantage of growth in Asia.

World Map
Japan

Japan

Following the acquisition of Millennium Holdings KK in 2021, Pepper Advantage established its presence in Tokyo, Japan.
United Kingdom

United Kingdom

Established in 2013 with offices in London and Uxbridge.
Ireland

Ireland

Established in 2012 with offices in Dublin and Shannon.
Spain

Spain

Established in 2013 with an office in Madrid.
Greece

Greece

Following the acquisition of NAI Hellas in 2018, Pepper Advantage Greece was established with an office in Athens.
India

India

Established in 2019 with offices in Mumbai and Vellore.
Indonesia

Indonesia

Established in 2021 with presence in 13 cities across Indonesia.
Thailand

Thailand

Launching in 2022.
China

China

Established in 2019 with offices in Shanghai and Hong Kong. 
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Our awards

 

Pepper Advantage is a multi-award-winning company. Our entrepreneurial spirit, teamed with a desire to help people reach the most advantageous financial outcomes, and a drive to get the best results for our clients, have seen us scoop up several gongs for excellence.

ABP Workforce experience
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our-awards-mortgage-finance-gazette-2021

The future 

Pepper Advantage brings together the latest in tech capabilities and an empathetic approach to business. Our goal is to enable our clients to take advantage of new revenue opportunities, improve operational efficiencies and stay a step ahead of market rivals. Powered by cutting-edge technology and data and analytics, we enable our partners to forecast trends, predict behaviour and make better decisions faster.

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Our technology puts you in the driving seat and can be adapted to suit your business needs. 

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Partnering with Pepper Advantage means you can predict market shifts and act fast, developing the best solutions.

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With a global outlook, our tech works across all asset classes and product lines and in multiple markets and business units.

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We service a diverse client base, and are passionate about helping people who are not well represented by financial institutions.

Get the full Advantage

 

Join Pepper Advantage’s unique global-scale network and get access to rich data and analytics, and all the latest market trends and opportunities.

 

Our goal? To give people an edge, to help them succeed.

Talk to our experts