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31 October 2023

UK Arrears Hit New High

This report is the latest in a series that tracks mortgage data across Pepper Advantage’s UK portfolio of over 100,000 residential mortgages. It is important to note at the outset that our portfolio has a higher composition of borrowers who qualify for needs-based support and are therefore more likely to be acutely impacted by the cost-of-living crisis than the broader UK mortgage market. Our data reflects this concentration.

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