Pepper Advantage has acquired Rieom.ai, a specialist AI-driven credit management software platform in India. This acquisition brings exciting technology to Pepper Advantage’s growing ecosystem of credit intelligence offerings.
The predictive pre-payout credit approval tool uses socio-demographic and profile-based analysis to assess loan application documents and complete real time checks against authentic sources and a rules-based engine for KYC and risk determination of income.
Stopping multiple millions in fraudulent applications, the platform delivers end-to-end checks of the loan application documentation including identifying fraud risks and other suspicious behaviour prior to credit approval.
Algorithm driven, the platform can be integrated directly into the loan originator’s credit management systems via API, providing a scalable, holistic, contextual and relationship-driven platform to evaluate loan application and portfolio risk analysis.
Our automated transaction monitoring is vastly superior to the manual and individualised internal processes that commonly slow down credit applications across India’s financial services sector.
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Access a scalable platform to evaluate risk inherent in loan applications, pre-payout. The product is vastly superior to current manual, individual and slow internal processes required to assess the documentation associated with loan applications.
Available today as a standalone solution in India and shortly as part of a fully managed service provided by Pepper India Resolutions, we have also started the process of integrating our AI credit assessment platform into our own industry-leading, end-to-end credit management platform.
